Building and contents insurance policies are written in English, (French, German, Spanish and Catalan languages are also available) in order that you understand the cover given. After consulting with you we will tailor make the policy which is designed for your exact needs, chosen from a range of companies and options currently available on the market.

At no extra cost, our policies can include mortgage protection guarantees in accordance with your banker's requirement. Remember, we are looking after your interests to give you full and maximum cover at the best price. The bank may only be considering protection of the loan.

As well as fire and theft guarantees, the policy will cover catastrophic risks such as earthquake, tidal wave and serious flooding thanks to the disaster fund (consorcio). Third party liability for damage caused to others is wide ranging and protects you against most conceivable incidents including your leaking (or flooding) pipes and installations, your pets or children's mishaps or any damage caused by you or family members whilst riding a push bike or sailing your small boat, amongst many other things.

The big Spanish or international companies which we use have developed these multi risk policies through generations of experience and feed back and have produced insurances which contemplate most situations that you are likely to encounter to give you the fullest protection at a competitive premium.

As well as incorporating 24 hour emergency contact services you will have the expert help and advice of our trained staff to solve administrative problems and give full assistance and follow up procedure in the event of a claim.

We also recommend a linked legal advice package.